CardOS

Unlock the Future of Credit Card Programs

Banks often face outdated systems and limited resources to build modern card solutions. Pliant makes it easy to launch an innovative credit card program, fully labeled in your bank’s branding, and seamlessly integrated into your existing technical and regulatory infrastructure.

Pliant Card OS hero mobile
  • BizAway logo
  • Candis invoice management software logo
  • Circula expense management software logo
  • Commerzbank logo
  • Intertours logo
  • invia
  • Mobilexpense Pliant's happy customer
  • ProSieben logo
  • RWA Raiffeisen logo
  • Scopevisio AG logo
  • BizAway logo
  • Candis invoice management software logo
  • Circula expense management software logo
  • Commerzbank logo
  • Intertours logo
  • invia
  • Mobilexpense Pliant's happy customer
  • ProSieben logo
  • RWA Raiffeisen logo
  • Scopevisio AG logo
  • BizAway logo
  • Candis invoice management software logo
  • Circula expense management software logo
  • Commerzbank logo
  • Intertours logo
  • invia
  • Mobilexpense Pliant's happy customer
  • ProSieben logo
  • RWA Raiffeisen logo
  • Scopevisio AG logo
  • BizAway logo
  • Candis invoice management software logo
  • Circula expense management software logo
  • Commerzbank logo
  • Intertours logo
  • invia
  • Mobilexpense Pliant's happy customer
  • ProSieben logo
  • RWA Raiffeisen logo
  • Scopevisio AG logo

Best-in-class card programs to go

Legacy systems and limited internal resources make it difficult for banks to launch new credit card products quickly. As customer expectations grow, staying competitive requires faster execution, greater flexibility, and fewer resource demands.

  • Puzzle piece icon symbol

    Choose your setup

    Launch a fully managed platform by Pliant or take complete control in-house plugging our cards into your infrastructure.

  • Vertical credit cards icon symbol

    Exceed expectations

    Offer your customers an innovative credit card program with best-in-class features.

  • lightning bolt speed electricity icon symbol

    Accelerate go-to-market

    Get your corporate credit card program to market in weeks instead of months.

  • trend up arrow growth increase icon

    Increase revenue

    Increase revenue with high interchange yields and flexible pricing options.

  • Rocketship launch icon

    Boost your brand

    Deliver a fully white-labeled experience that matches your bank’s design, so customers instantly recognize it as your product.

  • Vertical sliders settings configuration icon

    Stay in control

    Manage your entire card program with intuitive back office tools, track performance, and gain real-time insights without complex setup.

Pliant CardOS API

Scale card programs on your terms

Launch a corporate credit card program with full flexibility. Choose a fully managed setup by Pliant or integrate directly into your own infrastructure. The platform is compatible with any banking setup and built on an API-first approach, making it easy to implement and offer a best-in-class card program.

Modular regulatory & technology setup with Pliant

Pliant’s modular card platform allows you to select only the layers you need, making it easy to configure and manage your corporate card program.

  • code block backend icon

    Backend layer

    Always included. Pliant provides the complete technology stack with APIs, processing, and infrastructure needed to run and scale your card program.

  • app window software frontend icon

    Frontend layer

    Use ready-made applications for admins, cardholders, and your back office.

  • Handshake trust agreement icon

    Support layer

    Get expert help at every stage, from setup to daily operations and quick issue resolution.

  • gavel hammer legal law judge icon

    Regulatory layer

    Stay compliant with built-in checks like KYC/AML and ongoing risk monitoring.

  • Bank building icon symbol

    Banking layer

    Leverage Pliant’s banking infrastructure or integrate your own to cover all credit card requirements.

Adapt innovative built-in features

  • Card OS white label customisation

    White-label capabilities

    Launch and scale corporate card programs in your branding with flexible deployment and integration options.

  • Card OS financial infrastructure features

    Next-generation financial infrastructure

    Offer modern card management, flexible issuance, automated workflows, and seamless integrations.

  • internal backoffice admin application tool

    Scalable backoffice tools

    Manage and scale your card programs with real-time visibility, operational controls, and powerful back-office tools.

  • Modular features and card program configuration options

    Modular features & detailed customization

    Create tailored card programs with modular features, custom pricing, and full control over product configuration and functionality.

  • Global payments across multiple currencies

    Global bank transfers to third-party beneficiaries

    Enable secure, cross-currency bank transfers with built-in compliance and fraud potection.

  • Accounting automation & integrations

    Accounting automation & integrations

    Benefit from integrations that make accounting easier, improve accuracy, and reduce manual tasks.

Enterprise-grade compliance & security

  • PCI payment card industry security standards council icon

    PCI DSS certified

    Certified PCI DSS Service Provider ensuring secure data handling.

  • ISO international standardization organization icon

    ISO certified

    ISO 27001-2022 certification for robust information security management.

  • Shield security check icon symbol

    Advanced security

    Full compliance with financial and banking regulations.

Ready to transform your credit card offering?

Contact our partner team to discuss the possibilities for your financial institution’s card offering.

Call Support +49 30 54453778 0
Pliant cards-as-a-service CaaS solutions applications